Give Them Protection That Grows With Them
Give your child more than life insurance. Sprout Shield's permanent Indexed Universal Life (IUL) policy provides lifelong protection, living benefits, and the potential to build cash value—creating a financial foundation that grows with them through life's biggest milestones.
Why Parents Choose Sprout Shield
More Than Life Insurance—A Lifetime Financial Foundation
Permanent Indexed Universal Life (IUL) insurance protects your child today while helping build financial security for tomorrow. Enjoy lifelong coverage, potential tax-advantaged cash value growth, and living benefits—all in one policy that grows with your child.
✔ Lifetime Protection
✔ Tax-Advantaged Cash Value Growth*
✔ Living Benefits*
✔ Starts for Less Than $1 per Day
✓ Flexible Premium Options
✓ Builds Your Child's Financial Future
It's protection for today and financial confidence for tomorrow.
Why Parents Choose Sprout Shield
Protecting today while helping build tomorrow.
🛡️Licensed Professionals
Experienced insurance advisors
💵 Affordable Coverage
Coverage starting under $1/day
📈 Cash Value Growth
Build tax-advantaged savings*
❤️ Personalized Support
Advice tailored to your family
Protect Your Child's Future in Three Simple Steps
Get Your Free Quote
Tell us a little about your family.
Choose the Right Plan
We'll recommend the right plan.
Watch Their Future Grow
Protect them today while building tomorrow.
More Than Life Insurance—A Financial Head Start
Give your child lifelong protection while building tax-advantaged cash value they can use later in life.
✓ Lifetime Protection
✓ Tax-Advantaged Growth*
✓ Access to Cash Value
✓ Flexible Coverage for Life
Imagine helping your child purchase their first car, pay for college, or put a down payment on a home.
STILL NOT SURE?
Common Questions About Sprout Shield
Get answers about coverage, costs, cash value, and how Sprout Shield helps protect your child's future.
Is Sprout Shield only for children?
SproutShield provides a range of insurance solutions to help protect what matters most. From life insurance and financial protection to specialized programs designed for children, we help families find coverage that fits their needs.
How much does coverage cost?
Coverage costs vary based on the type of insurance, age, health, coverage amount, and other factors. Some plans may start at less than $1 per day, while others will vary based on your individual needs.
Can my child use the cash value later in life?
Can my child access the cash value later in life?
Depending on the policy and how it performs, permanent life insurance may build cash value over time. That cash value may be accessed later in life and could potentially be used for expenses such as education, a home, starting a business, or retirement.
* Policy loans and withdrawals may reduce the death benefit and cash value and may have tax consequences.
Will my child lose coverage as an adult?
No. Depending on the policy, coverage may continue into adulthood and can remain in force for life as long as required premiums are paid and the policy remains in good standing.
When can cash value be accessed?
Depending on the policy and its terms, cash value may become available over time and may be accessed through policy loans or withdrawals. Funds may potentially be used for education, a home, a business, retirement, or other major life expenses.*
* Loans and withdrawals may reduce the policy's cash value and death benefit and may have tax consequences.
How do I get started?
Simply request a free quote or consultation. A licensed insurance professional can discuss your needs, answer your questions, and help you explore coverage options for you and your family.
Testimonials
Jasmine Richards
Switched to Insurance Master for their top-tier auto and health plans. Stress-free claims and unbeatable coverage—easily the best choice I've made for my family's needs!
Monica Chandler
Switched to Insurance Master after trying various others. Their health coverage is comprehensive, and homeowners' policy offers flexibility unmatched by others. Definitely worth considering.
Thomas Krazinski
Used their travel insurance for a quick trip abroad. Smooth process, clear terms. It gave me the peace of mind I needed. Quite satisfactory.
FAQs
Your Questions Answered – Navigating Insurance Made Simple
What factors affect my car insurance premiums?
Factors include driving record, car type, coverage level, location, and claims history.
How can I lower my homeowners insurance costs?
Lower costs by installing safety devices, opting for a higher deductible, and checking for discounts.
Are pre-existing conditions covered under your health insurance plans?
Yes, our plans cover pre-existing conditions after a specific waiting period.
What should I do if I need to make a claim?
Contact our 24/7 claims service center and provide all necessary documentation as specified in your policy.
Can I customize my insurance policies according to my needs
Absolutely We offer customizations on all our insurance products You can choose to add or remove coverage options based on your specific requirements ensuring you pay only for what you need
Is there an advantage to bundling different insurance policies with Insurance Master - Consumer
Yes, bundling can offer substantial discounts on premiums, simplified paperwork, and convenience.